Description: This discussion focuses on the current trends in the field of payment institutions. We will analyze how the financial sector is evolving in Europe
and globally, exploring new challenges and opportunities. Our panelists will discuss topics that are currently shaping banks, insurers, and fintech companies.

Current Topics:

• Contactless Payments and the Rise of Digital Transactions: Customer
  preferences are shifting towards contactless payments. Both banks and
  fintechs are adapting to this trend by enhancing their digital payment
  solutions.
• PSD3 and Beyond: Regulatory Impact on Payment Services: Beyond PSD2, we’ll
  delve into the implications of PSD3 and other emerging regulations. These
  regulations shape the landscape for payment institutions, influencing their
  services and security measures.
• Cryptocurrencies as a Bridge Between Fiat and Digital Worlds: The crypto
  sector is increasingly relevant in payment systems. While traditional banks
  handle fiat currencies, fintechs and crypto platforms explore ways to integrate
  digital currencies into the mainstream financial ecosystem. This intersection
  presents both challenges and opportunities for payment institutions.
• E-commerce’s Influence on Payment Institutions: How can retail leverage e-commerce and new payment trends? We’ll discuss how everyday companies adapt to the growing online market and digital payments.

• Digital Identities and Payment Security: Ensuring secure
  payments in the era of digital identities and novel
  authentication methods.
• How can retail leverage e-commerce and new payment
  trends? We’ll discuss how everyday companies adapt to the
  growing online market and digital payments

Join us as we discuss these critical trends and their impact on
the future of financial services.

Description: This panel discussion focuses on the new regulations surrounding crypto assets within the European Union, specifically the Markets in Crypto-
Assets Regulation (MiCA). For Slovak companies and foreign entities interested in collaborating with Slovakia, new opportunities and challenges are
emerging.

The MiCA (Markets in Crypto-Assets) regulation represents the largest comprehensive regulation of the field of crypto-assets at the EU level to date. It refers
to any entity in the field of cryptoassets that deals with the issue, public offering, trading, exchange of cryptoassets and related services such as custody and
management of cryptoassets1.

Slovak banks will have to adapt their procedures and processes to the new regulations in order to ensure compliance with the rules and protect clients in the
field of crypto-assets. It is a challenge but also an opportunity for innovation and growth in this dynamic industry.

New opportunities and challenges are opening up for Slovak companies and foreign entities that would like to cooperate with Slovakia. Národná banka
Slovenska will supervise compliance with the MiCA regulation in Slovakia. This will ensure that entities comply with the rules and protect investors in the field
of crypto-assets. In addition, the new rules enable cross-border operations through passportisation, improve transparency and combat market manipulation.

Opportunities for Slovak Crypto Companies:

• Innovation and Development: MiCA introduces new rules and definitions, potentially stimulating innovation and growth in the crypto asset sector.
• Transparency and Trust: Regulations can enhance investor and client confidence in Slovak crypto companies.
• Passporting: Slovak companies will be able to operate cross-border throughout the EU based on a single authorization.
• ARE THERE faster solutions to this regulation for companies that work in the crypto industry?